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"

is a city in Grays Harbor County, Washington, United States, founded by Samuel Benn in 1884. Aberdeen was incorporated on May 12, 1890. The city is the economic center of Grays Harbor County, bordering the cities of Hoquiam and Cosmopolis. Aberdeen is called the "Gateway to the Olympic Peninsula", and it is best known for being the birthplace and hometown of Nirvana frontman Kurt Cobain.Some Nirvana lyrics, in songs such as "Something in the Way" and parts of the Bleach album, referred to locations within the town.[6] The population was 16,896 at the 2010 census.

Aberdeen was named for a local salmon cannery to reflect its Scottish fishing port namesake of Aberdeen and because it too is also situated at the mouth of two rivers just like its namesake in Scotland which is located between the riversDon; at the north and the river ; to the south side of the Scottish city. Although it became the largest and best-known city in Grays Harbor, Aberdeen lagged behind neighbors Hoquiam and Cosmopolis in the early years. When A.J. West built the town's first sawmill in 1894, the other two municipalities had been in business for several years. Aberdeen and its neighbors vied to be the terminus for Northern Pacific Railroad, but instead of ending at one of the established mill towns, the railroad skimmed through Cosmopolis and headed west for Ocosta. Hoquiam and Aberdeen citizens banded together to build a spur; and in 1895, the line connected Northern Pacific tracks to Aberdeen.

By 1900, Aberdeen was considered one of the grittiest towns on the West Coast[], with many saloons, whorehouses, and gambling establishments populating the area. Aberdeen was nicknamed "The Hellhole of the Pacific", or "The Port of Missing Men", because of its high murder rate. One notable resident was Billy Gohl, known locally as Billy

During the Great Depression, Aberdeen was hit hard, reducing the number of major sawmills from 37 to 9. Mill owners hired Filipino and Jewish immigrants to keep wages low in order to stay in business.[who?] The timber industry continued to boom, but by the late 1970s most of the timber had been logged. Most of the mills were closing down by the 1970s and 1980s.

Aberdeen is also the home port of the tall ship Lady Washington, a reproduction of a smaller vessel used by the explorer Captain Robert Gray, featured in the Pirates of the Caribbean film The Curse of the Black Pearl.

Despite attempts to diversify the local economy, Aberdeen and the rest of Grays Harbor remain dependent on the timber and fishing industries.

On December 19, 2005, haeuser closed the Aberdeen large-log sawmill, and would close the Cosmopolis pulp mill in early 2006. This resulted in the loss of at least 342 jobs. In January 2009, haeuser closed two additional plants in Aberdeen, resulting in another 221 lost jobs. In both cases many employees were not told by haueser management, but learned about the closures from local radio stations who received a press release prior to a scheduled press conference.<

Employers on the Harbor include locally owned Grays Paper, (shut down May 26, 2011, reopened September 2012), The Westport Shipyard, Pacific Industries, The Company, Street, LLC Plywood, the Staf Creek Corrections Center, a state prison which opened in 2000, and Harbor Technology, a technical support center.

Other major employers include the cranberry-growing cooperative Spray, worldwide retailer and Crab Products.

In 2007, Renewables of Seattle invested $40 million in the construction of the biodiesel plant at the Port of Grays Harbor. It is estimated the plant will produce as much as 100 million US gallons (380,000 m3) of biodiesel fuel made from plants and vegetable material annually.[12]

In September 2010, the Weyerhaeuser Cosmopolis Pulp Mill was purchased by the Beverly Hills-based Gores Group and restarted as Cosmo Specialty Fibers, Inc. They started production of pulp on May 1, 2011

 

Anacortes  is a city in Skagit County, Washington, United States. The name "Anacortes" is a consolidation of the name Anna Curtis, who was the wife of early Fidalgo Island settler Amos Bowman. Anacortes' population was 15,778 at the time of the 2010 census. It is one of two principal cities of and included in the Mount Vernon-Anacortes Metropolitan Statistical Area.

Anacortes is known for the Washington State Ferries dock and terminal serving Lopez Island, Shaw Island, Orcas Island, and San Juan Island, as well as Victoria, British Columbia (via Sidney, British Columbia) on Vancouver Island. There is also a Skagit County-operated ferry that serves Guemes Island, a residential island located across Guemes Channel, north of Anacortes.

Anacortes was officially incorporated on May 19, 1891.

 

Arlington is a city in northern Snohomish County, Washington, United States, bordered by the city of Marysville to the south. The population was 17,926 at the 2010 census.

This area was occupied by indigenous peoples for thonds of years.

Arlington was platted by European Americans in 1890, and was named after Lord Henry Arlington, a member of Charles II of England's cabinet. Haller City was a nearby town founded April 24, 1890, by Theodore Haller and his parents Henrietta and Granville O. Haller. When Arlington was incorporated as a city in May 5, 1903, it included Haller City. The city is home to the Stillaguamish Valley Pioneer Museum.

Timber

From its founding, Arlington was dependent on timber harvesting and timber products. It was once dubbed the "Shingle Capital of the World" owing to the shingle mills, sawmills, and logging camps in the vicinity.

Railroad

Historically, Arlington was a railroad town with several different rail connections. It was located on the Northern Pacific(NP) mainline that stretched from the Canadian border through Sedro-Woolley to Snohomish. Arlington also had a branch line running east to Darrington that primarily carried timber products. Both of these lines were abandoned by NP's successor Burlington Northern in the 1980s due to declining industry. While it is not as rail dependent as it once was, Arlington still maintains a rail connection with BNSF Railways via a spur line. Remnants of Arlington's railroad history can still be seen with the various trestles and signal equipment still in place. Snohomish County is in the process of converting the abandoned rail right of way into bike/hike trails.

Farming

  • Arlington Cooperative Association
  • Pioneer Creamery, 1901
  • Arlington Condensery, 1920
  • Snohomish County Dairy Association
  • Darigold
  • Red Rooster Route

Aviation

The city owns the Arlington Municipal Airport, located three miles (5 km) southwest of Arlington, which is home to the annual Arlington Fly-In which draws aircraft from all across the US and Canada.

Notable aviation accidents

On October 19, 1959 a Boeing 707-227 registration N7071 crashed on a Stillaguamish Riverbed northeast of town. It was the first of five Boeing 707s destined for delivery to Braniff International Airways. A Boeing test pilot and Braniff Captain were killed in an emergency landing after three of the aircraft's four engines were torn off during a training maneuver.[10]

Medical

  • Cascade Valley Hospital
  • Providence Everett Medical Center
  • Skagit Valley Hospital

 

Artondale is a census-designated place (CDP) in Pierce County, Washington, United States. The population was 8,630 at the 2000 census.

Based on per capita income, one of the more reliable measures of affluence, Artondale ranks 82nd of 522 areas in the state of Washington to be ranked.

 

Auburn is a city in King County and additionally Pierce County, Washington, United States; with the majority of spatial land area within King County. The population was 70,180 at the 2010 United States Census. Auburn is a suburb in the Seattle metropolitan area. Auburn is currently ranked the fourteenth largest city in the state of Washington.[7]

Auburn is bordered by the cities of Federal Way, Pacific, and Algona to the west, Sumner to the south, Kent to the north, and unincorporated King County to the east. The Muckleshoot Indian Reservation is located within southern city limits.

Auburn was originally incorporated as Slaughter, Washington after Lt. William Slaughter, who died in a skirmish in 1855.[8] At the time, the main hotel in town was called the "Slaughter House." In 1893, a large group of settlers from Auburn, New York, moved to Slaughter, and renamed the town to "Auburn."[9] Due to this history, when Auburn was building its second high school in the mid-1990s, there was a grass-roots effort to name the high school "Slaughter High School," but it was eventually decided that the name would be "Auburn Riverside High Schooll," whose mascots are the Ravens.

There are several locations in Auburn on the National and State Registers of Historic Places, such as the Neely Mansion.

Neely Mansion, Spring of 2006.

The city of Auburn, located 28 miles (45 km)[10] south of Seattle, Washington, was home to some of the earliest settlers in King County. Nestled in a fertile river valley, Auburn has been both a farm community and a center of business and industry for more than 150 years. Auburn is located near the original confluence of the Green and White rivers, both of which contain runoff water from the Cascade Mountain range. The valley was originally the home of the Skopamish, Smalhkamish, and Stkamish Indian tribes. The first white men in the region were explorers and traders who arrived in the 1830s.

Settlers first came to the valley in the 1850s. In November, a military unit led by Lieutenant William Slaughter camped near what is now present-day Auburn.

A new treaty was written which provided the establishment of the Muckleshoot reservation, which is the only Indian reservation now within the boundaries of King County. The White River tribes collectively became known as the Muckleshoot tribe.

White settlers, the Neely and Ballard families began returning to the area. In 1891, the town of Slaughter incorporated. Although many older citizens considered the town's name as a memorial, many newer residents understandably felt uncomfortable with it. Within two years, the town was renamed Auburn, taken from the first line of Oliver Goldsmith's poem, The Deserted Village: "Sweet Auburn! Loveliest village of the plain."

Auburn had been a bustling center for hop farming until 1890 when the crops were destroyed by aphids. After that, the farms were mostly dairy farms and berry farms. Nevertheless, flooding was still a problem for Auburn farmers up until the Howard A. Hanson Dam was opened in 1962. This dam on the Green River, along with the Mud Mountain Dam on the White River, provided controlled river management, which left the valley nearly flood-free and opened up the rich bottom lands for industrial development.

Another impetus to Auburn's growth was the railroad. The Northern Pacific Railway's subsidiary the Northern Pacific and Puget Sound Shore Railroad opened a line from approximately Puyallup, Washington, through to Seattle, Washington, in 1882. The Seattle-Tacoma Interurban line that allowed easy access to both cities starting in 1902. The railroad, along with better roads, caused many new companies to set up business in Auburn, among them the Borden Condensery (which made Borden's Condensed Milk) and the Northern Clay Company.

Through the twentieth century Auburn grew like many American towns. Many young men went off to fight in the First World War, which was followed by the great influenza epidemic. The 1920s were prosperous for citizens, but the Great Depression of the 1930s left many in need. World War II brought great hardship to many local Japanese-American farmers when they were moved to internment camps and their land taken from them. At the same time, local boys were sent to fight in the Pacific, North Africa, and Europe. Many were wounded and some died in battle.

The post-war era was prosperous to Auburn, bringing more businesses and a community college to the city. In 1963, the Boeing Company built a large facility to mill sheet metal skin for jet airliners. As time went on, many farms disappeared as the land was converted to industrial use. In 1995, The SuperMall of the Great Northwest was built in the valley, bringing in consumers from all over the Puget Sound region.

Much of the city's transition from agricultural small town to industrial and suburban development remains. A monument in the memory of Lieutenant Slaughter, erected in 1918, still stands in a local park. The Neely Mansion, built by the son of a pioneer in 1891, has been refurbished and is listed on the National Register of Historic Places. Auburn's downtown still maintains a "Main Street U.S.A." appearance.

/table>

 

Bainbridge Island is a city in Kitsap County, Washington, United States, and the name of the island in Puget Sound on which the city is situated. The population was 23,025 at the 2010 census, making Bainbridge Island the second largest city in Kitsap County.

In July 2005, CNN/Money and Money magazine named Bainbridge Island the second-best place to live in the United States.[4]

In August 2013, Bainbridge Island was recognized by Google with an eCity Award. This award recognizes the strongest online business community in each state.

The local newspapers are the weekly Bainbridge Island Review and the daily Inside Bainbridge (online only) and Kitsap Sun.

In 1792 George Vancouver spent several days with his ship HMS Discovery anchored off Restoration Point at the southern end of Bainbridge Island while boat parties surveyed other parts of Puget Sound. Vancouver spent a day investigating Rich Passage, Port Orchard, and Sinclair Inlet. He failed to find Agate Passage and so his maps show Bainbridge Island as a peninsula. Vancouver named Restoration Point on May 29, the anniversary of the English Restoration, in honor of King Charles II.[7]

In 1841, U.S. Navy Lieutenant Charles Wilkes visited the island while surveying the Northwest. Lt. Wilkes named the island after Commodore William Bainbridge, commander of the frigate U.S.S. Constitution in the War of 1812. Bainbridge Island was originally a center for the logging and shipbuilding industries. The island was known for huge and accessible cedars, which were especially in demand for ships' masts. The original county seat of Kitsap County was at Port Madison on the north end of the island.

The first generation of Japanese immigrants, the Issei, came in 1883. During World War II, Japanese-American residents of Bainbridge Island were the first to be sent to internment camps, an event commemorated by the Bainbridge Island Japanese American Exclusion Memorial, which opened in 2011.[8] They were held by the U.S. government through the duration of the war for fear of espionage. Many Filipinos who assisted the Japanese farmers were left to operate the strawberry fields, which they did successfully. Filipino farmers went north to locate First Nations families to work in the fields. Many romances arose from the berry fields and the birth of the Indo-Pinos emerged.[]

The city of Bainbridge Island has occupied the entire island since February 28, 1991, when the former City of Winslow (around 1.5 square miles (3.9 km2) of land on Eagle Harbor, incorporated August 9, 1947) annexed the rest of the island. Since the 1960s, Bainbridge Island has become an increasingly affluent bedroom community of Seattle, a 35-minute ride away on the Washington State Ferries. The community has been especially concerned with preserving green space and keeping a tight control over development, both residential and commercial. The Bainbridge Island Land Trust, city and park district are instrumental in maintaining island open space.

In 2001, Bainbridge Island Little League were represented in South Williamsport, Pennsylvania at the Little League World Series.

Sports programs are highly successful. The island's high school lacrosse team is known for numerous state titles, the most recent coming on May 19, 2007 over rival Mercer Island.[9] The island's high school sailing team has been the reigning Northwest Interscholastic Sailing Association[10] district double handed team racing champions for the past five seasons and is ranked 12th in the nation.[11] In 2009 the Bainbridge High School Fastpitch team won the Washington 3A State Title. The team also played in the championship game in 2010.

"

"

ription"">bel′·vyoo) is a city in the Eastside region of King County, Washington, United States, across Lake Washington from Seattle. As Seattle's largest suburb, Bellevue has variously been characterized as an edge city, a boomburb, or satellite city. The city had a population of 122,363 at the 2010 census.

Prior to 2008, downtown Bellevue underwent rapid change, with many high rise projects under construction, and was relatively unaffected by the economic downturn. It is currently the second largest city center in Washington state with over 35,000 employees and 5,000 residents. Based on per capita income, Bellevue is the 6th wealthiest of 522 communities in the state of Washington. In 2008, Bellevue was named number 1 in CNNMoney's list of the best places to live and launch a business, and in 2010 was again ranked as the 4th best place to live in America. The name "Bellevue" is French for "beautiful view". In 2014, Bellevue was ranked as the 2nd best place to live by USA Today.

Bellevue was founded in 1869 by William Meydeuer and was officially incorporated on March 21, 1953. Prior to the opening of the Lake Washington Floating Bridge in 1940, Bellevue was a rural area with little development. Although it was small, developers were pushing to change that; in the 1920s, James S. Ditty predicted that it would become a city with a population of 200,000. He envisioned plans that included the bridging of Lake Washington and an area filled with golf courses and airports. His map with these visions was published in 1928.

Once the Murrow Memorial Bridge opened, access from Seattle improved, and the area gradually grew into a bedroom community.

Following the 1963 opening of a second bridge across the lake, the Evergreen Point Floating Bridge, the city began to grow more rapidly. It has since become one of the largest cities in the state, with several high-rise structures in its core and a burgeoning business community.

Reflective of Bellevue's growth over the years is Bellevue Square, now one of the largest shopping centers in the region. Opened in 1946, the mall underwent a significant expansion in the 1980s. More recently, an expansion along Bellevue Way called "The Lodge" and the new One Lincoln Tower promise to strengthen downtown Bellevue's role as the largest Seattle Eastside shopping and dining destination.

The city's long-term plans include the Bel-Red Corridor Project, a large-scale planning effort to encourage the redevelopment of a large northern section of the city bordering the adjacent town of Redmond. Patterned after what many civic leaders consider the successful redevelopment of the downtown core, early plans include "superblock" mixed use projects similar to Lincoln Square. Premised on the 2008 approval of the extension of Link Light Rail to the Eastside, the city hopes to mitigate transportation problems impeding earlier efforts in redeveloping the downtown core; viewed as an economic development opportunity by many in the business and building development community, the process has focused on infrastructure and the encouragement of private construction in a large-scale urban renewal effort.

With its immediate proximity to Redmond, home of Microsoft, Nintendo, and Valve Corp, and direct highway access to Seattle via Interstate 90 and State Route 520, Bellevue is now home to the headquarters of many small and large businesses, many of which are technology companies that started in the 1990s. The city has numerous thriving commercial districts, including three major shopping centers aside from Bellevue Square: Factoria Mall to the South, Crossroads Mall to the East, and the Overlake Shopping District in the North.

 

is the largest city in, and the county seat of, Whatcom County in the State of Washington. It is the thirteenth-largest city in the state, with 80,885 residents at the 2010 Census, or fifth-largest by metropolitan area after Seattle-Tacoma, the northern side of the Portland metropolitan area, Spokane metro area, and the Tri-Cities. The boundaries of the city encompass the former towns of Fairhaven, Whatcom, Sehome, and Bellingham.

Bellingham is acclaimed for its easy access to outdoor opportunities in the San Juan Islands and North Cascades as well as proximity to the cosmopolitan cities of Vancouver and Seattle. It is also famous for the large quantities of Canadian tourists and shoppers that flood in daily to take advantage of relatively cheap gasoline, airfare and other products. Most consumer products and restaurant meals are significantly more pricey in Bellingham than elsewhere in the United States, but still often cheaper than in Canada.

 

The name of Bellingham is derived from the bay on which the city is situated. George Vancouver, who visited the area in June 1792, named the bay for Sir William Bellingham, the controller of the storekeeper's account of the Royal Navy.

Prior to Euro-American settlement, Bellingham was in the homeland of Coast Salish peoples of the Lummi and neighboring tribes. The first Caucasian settlers reached the area in 1854. In 1858, the Fraser Canyon Gold Rush caused thousands of miners, storekeepers, and scalawags to head north from California. Whatcom (Bellingham's original name) grew overnight from a small northwest mill town to a bustling seaport, the basetown for the Whatcom Trail, which led to the Fraser Canyon goldfields, used in open defiance of colonial Governor James Douglas's edict that all entry to the gold colony be made via Victoria, British Columbia.

Coal was mined in the Bellingham area from the mid-19th to the mid-20th centuries. It was Henry Roeder who had discovered coal off the northeastern shore of Bellingham Bay, and in 1854 a group of San Francisco investors established the Bellingham Bay Coal Company. The mine extended to hundreds of miles of tunnels as deep as 1200 feet. It ran southwest to Bellingham Bay, on both sides of Squalicum Creek, an area of about one square mile. At its peak in the 1920s, the mine employed some 250 miners digging over 200,000 tons of coal annually. It was closed in 1955.

Bellingham was officially incorporated on November 4, 1903 as a result of the incremental consolidation of four towns initially situated around Bellingham Bay during the final decades of the 19th Century. Whatcom is today's "Old Town" area and was founded in 1852. Sehome was an area downtown founded in 1854. Bellingham was further south near Boulevard Park, founded in 1853; while Fairhaven was a large commercial district with its own harbor, also founded in 1853.

In 1890, Fairhaven developers bought Bellingham. Whatcom and Sehome had adjacent borders and both towns wanted to merge; thus they formed New Whatcom. Later on October 27, 1903, the word "New" was dropped from the name, because the Washington State legislature outlawed the word "NEW" from city names, making it into simply "Whatcom". At first, attempts to combine Fairhaven and Whatcom failed, and there was controversy over the name of the proposed new city. Whatcom citizens wouldn't support a city named "Fairhaven", and Fairhaven residents wouldn't support a city named "Whatcom". They eventually decided to use the name "Bellingham", which remains today. Voting a second time for a final merger of the four towns into a single city, the resolution passed by 2163 votes "for" and 596 "against".

In the early 1890s, three railroad lines arrived, connecting the bay cities to a nationwide market of builders. The foothills around Bellingham were clearcut after the 1906 San Francisco earthquake to help provide the lumber for the rebuilding of San Francisco. In time, lumber and shingle mills sprang up all over the county to accommodate the byproduct of their work.

In 1889, The Electric Company of New York purchased Bellingham Fairhaven Line and New Whatcom street rail line in 1897. In 1898 the utility merged into the Northern Railway and Improvement Company which prompted the Electric Corporation of Boston to purchase a large block of shares.[17]

Bellingham was also the site of the Bellingham riots against East Indian (Sikh) immigrant workers in 1907.

Bellingham's proximity to the Strait of Juan de Fuca and to the Inside Passage to Alaska helped keep some cannery operations here. P.A.F., for example, shipped empty cans to Alaska, where they were packed with fish and shipped back for storage.

The mean annual salary of a wage earner in Bellingham is $37,990,[18] which is below the Washington State average of $44,710.[19]

Adjusted for inflation, wages in Bellingham and Whatcom County have been declining for more than 30 years as service-oriented jobs gain prominence in the local economy, and goods production (mining, construction and manufacturing) decline as a share of total employment. Service-oriented jobs now constitute at least 77% of all non-agricultural employment in Whatcom County.[20]

Between 1989 and 1999 median household income grew 41% in Whatcom County while housing costs grew 108% over the same period. In each year 1998–2000 the average wage in Whatcom County was not enough to afford a two-bedroom rental unit.[21]

For the year 2005, the median price of all homes sold in Whatcom County was $259,000 while the median price of homes sold in the Bellingham area was $269,000. This compares with a statewide median home price of $260,900./table>

 

Bonney Lake is a city in Pierce County, Washington, United States. The population was 17,374 at the 2010 census.

The history of the Bonney Lake plateau figures prominently in the early history of Washington Territory. The Naches Trail, a former Native American path extending from the waters of Puget Sound to the Cascade Mountains and beyond, saw not only the traffic of Native Americans, but also trappers with the Hudson Bay Company and explorers from the 1841 Wilkes United States Exploring Expedition.

With the establishment of Washington Territory by an act of Congress in 1853, there was increased interest in settling the Puget Sound region. The Donation Land Claim Act served as an enticement for many new immigrants, including our area's first settlers. Michael Connell and James Williamson, former soldiers in the U.S. Army assigned to Fort Steilacoom, built cabins on their claims along the White River. Reuben Ashford Finnell built his cabin and barn a mile to the west on the banks of what is now known as Fennel Creek.

Puget Sound residents were eager to divert the wagon train migration from Western Washington in order to increase our population. The quickest way to do this was to create a road over the Cascades, thereby shortening the route by more than 200 miles. The old Naches Trail became known as the Immigrant Road, and the first wagon train to use the still unfinished road crossed the mountains in the fall of 1853, bringing families that became the founders of communities, such as Longmire, Biles, Lane, Himes, Kincaid, and many more.

 

Bothell is a city located in King and Snohomish Counties in the State of Washington. It is part of the Seattle metropolitan area. The population was 33,505 as of the 2010 census. Prior to annexation and the 2000 census, the northern portions of Bothell which lie in Snohomish County were considered a part of the Alderwood Manor-Bothell North census-designated place.

Prior to European settlement, the Sammamish River Valley from Lake Washington to Issaquah Creek south and upstream of Lake Sammamish was inhabited by a population of as many as 200 native Americans known as the Sammamish. The Sammamish were relocated after the Puget Sound War in 1856 to reservations and non-reservation lands.

In 1870, Columbus S. Greenleaf and George R. Wilson filed land claims in the area formerly inhabited by the Sammamish near present-day Bothell, and built homes. Eight families followed over the next six years. In 1876, Canadian George Brackett bought land and began commercial logging out of a camp located on the north bank of the Sammamish River in what is now the heart of downtown Bothell. A store, school, and sawmill followed over the next several years.

In 1885, Brackett sold 80 acres (320,000 m2) to David Bothell, a settler from Pennsylvania. The town's first postmaster, who bought his property from Bothell, named the town in his honor in 1888. Later that same year, a local railroad was built through the town to transport coal from Issaquah. Bothell was officially incorporated on April 14, 1909.

 

Bothell continued to grow as logging expanded and boat traffic brought increasing amounts of goods and passengers up and down the river. As more people moved into the area, the Army Corps of Engineers decided to dredge and straighten the river in the years shortly after Bothell's incorporation. Most boat traffic came to an abrupt end only a few years later when Lake Washington was lowered in 1917. Water transport also shifted to trucks after a brick road was built from Seattle. The logging economy declined quickly around the same time, and the local economy shifted to farming.

After World War II, better highways and a post-war boom brought suburban development to Bothell. These new neighborhoods and a series of annexations dramatically expanded Bothell's population from about 1000 in 1950 to over 30,000 as of 2006. Bothell was mostly a bedroom community for people working in Seattle until the 1990s when business development brought new jobs to create a regional employment center with about 20,000 jobs, many in high technology sectors such as biotechnology and software development. In 1990, a branch campus of the University of Washington opened in Bothell, co-located with Cascadia College, which opened in 2000.

As of 2013, Bothell downtown has undergone a huge reconstruction, including the expansion and redirection of multiple streets.

Bothell was until recently predominantly a bedroom community with most of its residents working outside of the city. Starting in the 1990s, several businesses opened offices in Bothell, creating a regional employment center providing about 20,000 jobs. Many of these businesses are located in the Canyon Park and North Creek business districts.[citation needed]

Biotechnology is a key industry, with OncoGenex Pharmaceuticals,[18] Seattle Genetics,[19] CMC Icos,[20] Alder Biopharmaceuticals,[21] MDRNA,[22] Blue Heron Biotechnology,[23] Amgen,[24] Iverson Genetic Diagnostics,[25] and Elitech (formerly Epoch Biosciences and Nanogen)[26] all opening in Bothell. Medical device manufacturers are also located in Bothell

Computer technology, data, and telecommunications are well represented, and include companies such asT<./p>

Engineering firms, including electrical engineering, environmental engineering, and civil engineering, are well represented. Bothell also has companies working on new or improved energy technologies, including Neah Power Systems.[33]

The US Army has a Reserve base near the city's border with the town of Brier.[34] TheTimes moved its main production facility to the North Creek business district in Bothell in 2001, and national magazine publisher guide Media also is headquartered in the city.

 

Bothell West is a census-designated place (CDP) in Snohomish County, Washington, United States. The population was 16,607 at the 2010 census. Bothell West is one of several CDPs that were created out of the former North Creek CDP in 2010.[2]

 

Bremerton is a city in Kitsap County, Washington, United States. The population was 39,056 at the 2013 State Estimate, making it the largest city on the Kitsap Peninsula. Bremerton is home to Puget Sound Naval Shipyard and the Bremerton Annex of Naval Base Kitsap. Bremerton is connected to downtown Seattle by a 55-minute ferry route, which carries both vehicles and walk-on passengers along a 17 mile sailing to Seattle.

1890s

Bremerton was planned by German immigrant-turned-Seattle entrepreneur William Bremer in 1891. In the year 1891, a person by the name of Navy Lieutenant A.B. Wyckoff had purchase approximately 190 acres of water front located on Sinclair Inlet. This territory was owned by the Bremer family. Three years earlier, a U.S. Navy commission determined that Point Turner, between the protected waters of Sinclair and Dyes inlets, would be the best site in the Pacific Northwest on which to establish a shipyard. Recognizing the large number of workers such a facility would employ, Bremer and his business partner and brother-in-law, Henry Hensel, purchased the undeveloped land near Point Turner at the inflated price of $2"

"

hington. Covington was officially incorporated as a city on August 31, 1997.

With its rapid population growth since the city's incorporation, much of the city's income depends on the retail industry. The city's retail core is located along the SR-516 corridor.Fast growth is expected to continue in the area due to the continued widening and modifications done on State Route 18, a major thoroughfare connecting south King County with Interstate 90. In 2009 there are many more big businesses expected to open, including a The Store and branch within the Covington Esplande (Home Depot) lot. The company who created the Covingtoncenter is also interested in creating some new retail space where the woods currently are across from co. In 2011, the city's medical services were expanded when MultiCare Health System built a standalone Emergency Department in the same campus as their Medical Center and Urgent Care off of State Route 516 and SE Wax Rd.

 

Des Moines is located on the east shore of Puget Sound, approximately halfway between the major cities of Seattle and Tacoma. The city is bordered by the suburbs of Federal Way to the south, Kent to the east, Sea-Tac to the northeast, Burien to the north, and Normandy Park to the northwest. It is one of the few points along this shoreline where the topography facilitates access to the water, and a recreational marina operated by the city, with moorage, boat launching and pier fishing facilities, is located there. Forested Saltwater State Park on a steep ravine between the Zenith and Woodmont neighborhoods is the most-used State Park on the Sound. Near the border of Federal Way, Redondo has a board-walk complete with a Salty's restaurant and a pay parking lot.

Property within the city has been the subject of land buyouts because of noise from aircraft landing or taking off from the Seattle-Tacoma International Airport two miles (about 3.2 km) to the north of Des Moines.

 

There is no evidence that Indian tribes had permanent settlements in Des Moines. However, there is ample evidence that the Duwamish and Muckleshoot Indian tribes came to Des Moines for fishing and clamming.

What was to become Des Moines was first explored by Europeans on May 26, 1792, during the exploration of British naval Captain George Vancouver on his flagship HMS Discovery. The first Americans to visit the area were part of Charles Wilkes' Expedition.

The first known settler was John Moore, who probably arrived about 1867. His homestead claim certificate (#285) was granted on July 2, 1872.

In 1887 F.A. Blasher persuaded some friends in his home city of Des Moines, Iowa, to help finance the development of a town on Puget Sound. The work was done by the Des Moines Improvement Company. In 1889 the area was platted into lots and sold by the Des Moines Improvement Company, which had been incorporated by F. A. Blasher, Orin Watts Barlow, Charles M. Johnson, and John W. Kleeb. Lumber mills provided the community with its primary employment.

Early transportation to Des Moines was by water. The Mosquito Fleet provided access to Seattle, Tacoma, and Vashon Island. The first road, the Brick Highway, was completed in May 1916. The first cross-Puget Sound automobile ferry started service from Des Moines to Portage on November 13, 1916. This ferry service continued until September 1921. Before World War II farming fueled the local economy.

Following the war, suburbanization of the community occurred. With increased population, the county government was unable to supply the level of service and local control desired by Des Moines residents. In response to this, Des Moines was officially incorporated on June 17, 1959.

The city's most visible asset is its 838-berth small boat marina that was opened on May 10, 1970. In 1980, a 670 foot concrete and aluminum fishing pier was built at the north end of the marina.

 

East Hill-Meridian is a former census-designated place (CDP) in King County, Washington, United States. The population was 29,878 at the 2010 census. The majority of the census area is now within the limits of Kent.

 

East Wenatchee is a city in Douglas County, Washington, United States, along the northern banks of the Columbia River. The population at the 2010 census was 13,190, a 129.1% increase on the 2000 census. As of April 1, 2014, the Office of Financial Management estimates that the current population is 13,370.

On November 10, 2002, East Wenatchee was designated a principal city of the Wenatchee−East Wenatchee Metropolitan Statistical Area by the Office of Management and Budget.

 

At the turn of the 20th Century irrigation projects, including the Columbia Basin Project east of the region, fostered the development of intensive agriculture in the shrub-steppe native to the region. Fruit orchards become one of the area's leading industries.

In 1908, the first highway bridge to span the Columbia River opened. The privately owned bridge carried people, horses, wagons, and automobiles; it also supported two large water pipelines along its sides. It connected Chelan County on the Wenatchee shore with Douglas County on East Wenatchee shore. The bridge opened East Wenatchee and the rest of Douglas County to apple orchard development. Still standing today, the bridge is a 1,060-foot (320 m) pin-connected steel cantilever bridge and cost $177,000 to build. It once carried Sunset Highway (State Highway 2) across the river.

The bridge was the brainchild of W. T. Clark, one of the builders of the Highline Canal, a major irrigation project to water the apple orchards in the valley. It was financed in part by James J. Hill (1838–1916), of the Great Northern Railway (which arrived in Wenatchee in 1892). In its second year of operation the canal firm that owned it decided to start charging tolls.

This prompted local leaders to hasten to the state legislature to persuade the state to purchase the bridge as part of the state highway system. The state purchased the bridge despite the state-employed consultant's opinion "that the ugliness of the structure is very apparent" (Dorpat), despite defects in the timber floor and concrete piers, and despite leaks in the waterpipes.

The structure remained in full use until 1950 when the George Sellar bridge was built. Today, it remains as a footbridge and still has the old pipeline running across it.

From its foundation in agriculture, the region's economy has diversified to include year-round tourism and a variety of other industries.

Founding

On February 28, 1935, citizens voted, 48 in favor and 46 against, to incorporate the town of East Wenatchee. When the town was incorporated on March 11, 1935, the original town site was 50 acres (200,000 m2). Through subsequent annexations, the town has grown into a city. Today, East Wenatchee's boundaries encompass 3.67 square miles (9.5 km2).

Major events

On October 5, 1931, East Wenatchee became part of aviation history. Having taken off from Misawa, Japan, pilots Clyde Pangborn and Hugh Herndon Jr. safely belly-landed their Bellanca airplane Miss Veedol on a nearby airstrip known then as Fancher Field. After take off, the pilots intentionally jettisoned the landing gear to conserve fuel. This flight was the first nonstop flight across the Pacific Ocean. In honor of this pioneering flight, East Wenatchee's airport is called Pangborn Memorial Airport, and the Pangborn-Herndon Memorial Site, listed National Register of Historic Places, is nearby.

On May 27, 1987, East Wenatchee became part of archaeological history. On that date, while digging in an orchard just east of the city, farmworkers accidentally discovered a cache of 11,000-year-old Clovis points and other artifacts, left by Pleistocene hunters some 11,000 years earlier. The East Wenatchee Clovis Site, explored in two subsequent MPHarchaeological digs in 1988 and 1990, was closed to science by the landowner after protests by local Native American tribes. On January 8, 2007, East Wenatchee had a devastating wind storm with 100MPH plus winds this storm caused thousands of dollars worth of damage to homes, businesses, and city parks many people went without power for days and even weeks. The legal moratorium on new archaeological work at the site ended on June 1, 2007.[1]

 

Eastmont is a census-designated place (CDP) in Snohomish County, Washington, United States. The population was 20,101 at the 2010 census. Eastmont is one of two CDPs that were created out of the former Seattle Hill-Silver Firs CDP in 2010, the other being Silver Firs. Eastmont is the location of Community Transit's Eastmont Park & Ride, which is serviced by Sound Transit Express route 513.[3]

 

Edmonds is a city in Snohomish County, Washington, United States, 11 miles (18 km) north of Seattle, Washington. Edmonds has a view of Puget Sound and both the Olympic Mountains and Cascade Range. The third most populous city in Snohomish County after Everett and Marysville, the population was 39,709 according to the 2010 census. Based on per capita income, one of the more reliable measures of affluence, Edmonds ranks 37th of 522 areas in the state of Washington to be ranked.

Edmonds is a port in the Washington State Ferries system. Currently, the only ferry from Edmonds is a run to Kingston, Washington; in the past, there have been much longer routes from Edmonds to Port Townsend, Washington.

Edmonds is the oldest incorporated city in Snohomish County. Logger George Brackett founded Edmonds in 1890, naming the city either for Vermont Sen. George Franklin Edmunds or in association with the nearby Point Edmund, named by Charles Wilkes in 1841 and later changed to Point Edwards. Brackett came to the future site of Edmonds while paddling a canoe north of Seattle, searching for timber. When a gust of wind hit his canoe, Brackett beached in a location later called "Brackett's Landing".

The town was named Edmonds in 1884, but was not incorporated until 1890 as an official "village fourth class" of Snohomish County. In that same year, Brackett sold 455 acres (1.84 km2) to the Minneapolis Realty and Investment Company. The town was plotted and a wharf was added along the waterfront. Modest houses and commercial structures sprouted up with a row of shingle mills dominating the cityscape.

In 1891, the Great Northern Railway came through and early settlers and investors grew hopeful that Edmonds would prosper. Unfortunately, the Panic of 1893 created business setbacks and the town owners foreclosed. Brackett reclaimed his town and along with other early settlers continued to develop its infrastructure. By 1900 there was regular passenger ferry service available by the steam-powered "mosquito fleet" of private ferryboats from Edmonds to Seattle.

Edmonds suffered major fires in 1909 and 1928, and many buildings were lost. The first car arrived in Edmonds in 1911. As more roads were established, Edmonds experienced steady growth along with commercial and residential development.[9]

Historic sites

The Edmonds South Snohomish Historical Society resides in the city's only National Historic Place - the old Carnegie Library of Edmonds.[10] Located on 5th Ave, it was built in 1910 to serve as a library and education building, and opened to the public February 17, 1911.[11] It now serves as the Edmonds Historical Museum.

The Edmonds Fountain/Gazebo

The Edmonds Fountain, a local landmark, has been a major source of contention over the past decades. The current Edmonds Fountain is located in the center of the intersection of 5th Avenue and Main St. Until 1970, every holiday season the Edmonds municipal Christmas tree stood on this spot. In 1970 the original fountain, an obscure twisted sculpture incorporating water elements, was erected. Often the target of high school pranks (such as adding soap [12] so that bubbles poured from the fountain onto the street) and other local humor, that fountain and sculpture were wrecked in 1998 by a drunk driver. The city council and subsequent "Gazebo" subcommittee decided to build a new structure and a wooden gazebo was constructed a year later. In 2005, a driver crashed into it at night and the gazebo met the same fate as the earlier fountain.[13] After a long discussion over whether to replace the gazebo or landscape the center of the roundabout, a decision was made to rebuild the gazebo/fountain, this time with steel rods extending from the main pillars deep underground. It was completed in the summer of 2006.

 

Elk Plain is a census-designated place (CDP) in Pierce County, Washington, United States. The population was 14,205 at the 2010 census.

 

Ellensburg is a city in, and the county seat of, Kittitas County, Washington, United States. The population was 18,174 at the 2010 census. Ellensburg is located just east of the Cascade Range on Interstate 90 and is known as the most centrally located city in the state. Ellensburg is the home of Central Washington University (CWU).

The surrounding Kittitas Valley is internationally known for the timothy-hay that it produces. There are several local hay brokering and processing operations that ship to Pacific Rim countries. Downtown Ellensburg has many historic buildings, many of which were constructed in the late 19th century. This is a legacy of its bid to be the state capital, which it lost to Olympia. CWU being placed there is another product of that legacy. The state legislature selected Ellensburg as the location for the then Normal School as a consolation prize.[9] Eastern Washington has a much drier climate than Western Washington, and some Seattle-area residents have moved to the city and commute over Snoqualmie Pass on Interstate 90 to jobs located in the Puget Sound region.

Ellensburg was officially incorporated on November 26, 1883. John Alden Shoudy came to the Kittitas Valley in 1871, and purchased a small trading post from Andrew Jackson "A.J." Splawn, called "Robber's Roost." Robber's Roost was the first business in the valley, other than the early trading that occurred among American Indians, cattle drivers, trappers, and miners. Robber's Roost was located on the present-day 3rd Avenue, just west of Main Street near the alley. There is a placard on the wall commemorating the location, as well as a small stone monument against the wall on the sidewalk. Shoudy named the town after his wife, Mary Ellen Shoudy, and officially began the city of Ellensburgh around 1872. Shoudy was not the first settler in the Kittitas Valley, nor was he the first businessperson, but he was responsible for platting the city of Ellensburgh in the 1870s, and he was the person who named the streets in the downtown district.

The city was originally named Ellensburgh, until the final -h was dropped under standardization pressure from the United States Postal Service and Board of Geography Names in 1894.[10]

There were several early newspapers in Ellensburg. The Daily Record, however, began in 1909 and is the name of the local newspaper today.[11]

Concerns over the state of Ellensburg's historic downtown led to the formation of the Ellensburg Downtown Association to work on revitalizing the area.[12]

 

Everett is the county seat of and the largest city in Snohomish County, Washington, United States. Named for Everett Colby, son of founder Charles L. Colby, it lies 25 miles (40 km) north of Seattle. The city had a total population of 103,019 at the 2010 census, making it the 7th largest in the state and fifth-largest in the Puget Sound area. It received an All-America City Award in 2002.

Everett is home to the largest public marina on the west coast of the United States and is the western terminus of the western segment of U.S. Route 2. It is also home to Boeing's assembly plant for the 747, 767, 777 and the new 787. Boeing's Everett facility is known for being the largest building in the world by volume at 116.5 million cubic feet (3,300,000 m3).

In 1984, Everett was selected as the site of a U.S. Navy Homeport, Naval Station Everett. The Naval Station formally opened in 1992 and on January 8, 1997 welcomed the aircraft carrier USS Abraham Lincoln. The Lincoln is no longer homeported in Everett as of Winter, 2011. The aircraft carrier, USS Nimitz (CVN-68) has replaced the Lincoln as Everett's homeported ship, as of March 9, 2012. Everett is also home to the Port of Everett, an international shipping port, that brings trade, commerce, jobs and recreational opportunities to the city.

In 2003, Xfinity Arena (then known as Everett Events Center), effectively opened Everett to tourism. The $83 million arena continues to host events, once exclusive to Seattle's KeyArena, to present day. From concerts to trade shows, hockey (Everett Silvertips) to high school graduations, the characteristic "Twin Masts" now add their unique signature to Everett's skyline.[9]

 

The land on which Everett was founded was surrendered to the United States by its original inhabitants under the 1855 Treaty of Point Elliott.[10] Permanent settlement in the area by European descendants started in 1861 when Dennis Brigham built a cabin on a 160-acre (0.6 km2) claim on the shore of Port Gardner Bay. Over the next several years a handful of settlers moved to the area, but it wasn't until 1890 that plans for platting a town were conceived.

On July 17, 1890, The steamship Queen of the Pacific left Tacoma for an Alaskan cruise with Henry Hewitt, Jr. and Charles L. Colby aboard. During this "Fateful voyage" initial plans for an industrial city on the peninsula along the banks of the Snohomish river were formulated. On August 22, 1890, The Rucker Brothers filed their plat at Port Gardner, a 50-acre (200,000 m2) townsite on the bayfront side of what is now the city of Everett. This plat was later withdrawn to accommodate the plans of the Hewitt-Colby group.

On September 1, 1890, Henry Hewitt filed a bond on the Davis tract at the north end of what was to become the Everett town site, beginning the process of acquisition that would become the Everett Land Company later along with Charles L. Colby and Colgate Hoyt. In October 1890, the Hewitt-Colby syndicate decided to name their industrial city after Everett Colby, the fifteen year old son of investor Charles L. Colby, who had displayed a prodigious appetite at dinner. Everett Colby in turn was named for orator Edward Everett.

On November 19, 1890, the Articles of Incorporation for the Everett Land Company were filed, with Henry Hewitt Jr. as president. On November 26, 1890, the Rucker Brothers transferred 434.15 acres (1.7569 km2) of property on the Everett peninsula to Hewitt. Three days later, "The Remarkable Document" was drafted, setting the terms by which the Rucker Brothers would donate half their remaining holdings to Hewitt in exchange for promises of specific development.

The Company bought much of the Ruckers' land, taking them in as junior partners. Everett was officially incorporated on May 4, 1893, the year the Great Northern Railway came to the town. Both Hewitt and the Ruckers had speculated that James J. Hill would make the town the terminus of his railroad. However Hill continued the railroad along the shore of Puget Sound to Seattle. Although it succeeded in building the city, the Everett Land Company was a failure for its investors. The outside investors withdrew, and the Company's holdings were transferred to a new company controlled by Hill. The Ruckers, who helped broker the deal, stayed in Everett and became leading citizens of the young city.

Railroads and mines played a part in Everett's future. The mining community of Monte Cristo depended on a railway for supplies. It was hoped that the railroad would cross the mountains and bring in traffic. For a while ore was smelted in Everett, then sawmilling and port activity commenced. A dozen steam riverboats were built in Everett for the Yukon gold rush.

Several survivors of the Bellingham riots settled in Everett for two months, until they were beaten and forcefully evicted by a mob on November 5, 1907. Everett also was the site of the Everett Massacre of 1916 which was an armed confrontation between a mob, led by local Sheriff Donald McRae, and Industrial Workers of the World members. The IWW members were on the steamer Verona and sought to land, but Sheriff McRae denied them his permission. Shooting broke out and at least five IWW's were killed and two in the Sheriff's mob were killed, though they might have been accidentally shot by others in their allegedly drunken group.

Everett streets are named after each of the three founders. Adjacent streets Colby Avenue and Hoyt Avenue run north and south and are intersected by Hewitt Avenue running east and west just south of the BNSF Railway tracks cutting across Everett. There are several other streets named for their associates such as Bond Street named for Judge Hiram Bond, President of the Everett & Monte Cristo Railroad. Parallel to Colby and Hoyt are avenues named for other investors, John D. Rockefeller, railroad executive T.F. Oakes, shipbuilder Alexander McDougall, and McDougall's associate Charles W. Wetmore.

Everett's early economy was tied to the lumber trade. The city's 2006 Labor workforce was more than 80,000, predominantly employed in technology, aerospace, and service-based industries."

 

Your Company might just have been aware of factoring but you may mistake exactly what it is or even more notably exactly what it might do for your firm. Freight Invoice Factoring also called accounts receivable funding is a kind of asset based lending that can increase a firm's immediate cash flow needs. It is not a loan; no debt is taken on by Truck Factoring ,and the money is unrestricted. Accounts Receivable Finance Companies in Factored Invoice Factoring Companies WA at Staffingresource.org- offering factoring credit services factoring-companies-wa

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As the operator of your own company, you may likely be much more than aware already of the challenge in making sure that cash flow concerns do not become a difficulty down the line. Anyway, the toughest thing that can quite possibly happen for your company is to find yourself swept up in a long and troublesome situation that leaves you forever looking for the finances you necessitate on an on-going basis.

 

 

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So the next instance your trucking business is having some temporary capital dilemmas and you are shelling out way too much time chasing inactive paying clienteles, why not start taking into consideration utilizing a factoring companies as a means to get your finances and give yourself a more comfortable future in the eyes of your trucking personnel and your bank difference?

 



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"Puget Sound is the heart of Washington's industrial and commercial development. It is navigable and has many beautiful bays, on which are situated such commercial and industrial cities as Seattle, Tacoma, and Everett. Seattle, an exporter and importer in trade with Asia and a gateway to Alaska (because of the protected Inland Passage), is a major U.S. city and a center for the manufacture of jet aircraft (as well as missiles and spacecraft) by the Boeing Corp. In recent years, computer software (Microsoft Corp. is near Seattle), electronics, and biotechnology have become increasingly important to the economy. Washington's huge food processing industry is based on the state's diversified irrigated farming and dairying as well as on its abundant fishing resources. Salmon is the biggest catch, but halibut, bottomfish, oysters, and crabs are also significant. Much of the land in E Washington is used for dry farming. Irrigation, however, has converted many of the river valleys east of the Cascades (especially the Yakima and Wenatchee) into garden areas. This region contains most of Washington's vineyards; from the 1980s the state has developed an important wine industry. Washington leads the country in the production of apples, sweet cherries, and pears and is a major wheat producer, chiefly in the hilly southeastern Palouse area. Washington is also a major producer of corn, onions, potatoes, apricots, grapes (including those made into wine), and other fruits, nuts, and vegetables. Cattle, dairy goods, sheep, and poultry are also economically important. Spokane is the commercial and transportation hub of the entire ""Inland Empire"" region between the Cascades and the Rockies, which extends into British Columbia, Idaho, Montana, and Oregon. Despite the vast semiarid expanse E of the Cascades, more than half of the state's area is forested, and the lumber and wood-products industry, so important in the early development of the state, remains one of its largest. Many of Washington's cities (among them Tacoma, Bellingham, Everett, and Anacortes) began as sawmill centers�Seattle itself was home to the original ""Skid Road""�and lumber, pulp, paper, and related items are still among their major products. Other important manufactures in the state are chemicals and primary metals, especially aluminum. Abundant water power and the rich aluminum and magnesium ores found in the Okanogan Highlands in the northeast part of the state have made Washington the nation's leading aluminum producer. Washington's chief minerals are sand and gravel, cement, stone, and diatomite. Gold, lead, and zinc are also found in the Okanogan Highlands. Tourism is an increasingly important industry."

 

Factoring Truck Invoice Companies

The key reasons why Truck Firms Make use of Factoring Companies.

 

As the operator of your own company, you may likely be much more than aware already of the challenge in making sure that cash flow concerns do not become a difficulty down the line. Anyway, the toughest thing that can quite possibly happen for your company is to find yourself swept up in a long and troublesome situation that leaves you forever looking for the finances you necessitate on an on-going basis.

 

 



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At one time or another, every business, even successful ones, have actually experienced poor cash flow.

Cash flow does not have to be an issue any more. Do not be deceived -- banks are not the only places you can get financing. Other solutions are available and you do not have to borrow. What is truck factoring ? One solution is called truck factoring. Trucking Factoring is the process of offering invoices to a financier instead of waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has a paradoxical distinction: It is the monetary foundation of numerous of America's most successful companies. Why is this ironic ? Because commercial factoring is not instructed in business colleges, is seldom discussed in business plans and is relatively unknown to the majority of most of American company individuals.

Yet it is a monetary procedure that frees billions of dollars every year, enabling countless businesses to grow and prosper. Accounts Receivable Factoring has actually been around for countless years. Trucking Factoring Businesses are financiers who pay cash for the right to get the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your client has actually agreed pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business transactions, a large percentage of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail transactions. Using the purest meaning of the word, these big customer finance companies are truly just large Receivable Loan Funding Companies of consumer paper. Think about it: You purchase at Sears and charge it to your MasterCard. The store makes money almost immediately, although you do not make payment up until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal fees vary from two to 4 percent of the sale). The Advantages Invoice Factoring can offer numerous benefits to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on an item that has actually currently been delivered, a company can factor (sell) its receivables for money at a small price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are just a few of the business needs that can be satisfied with instant  cash.

Invoice Factoring provides the means for a producer to replenish inventory and make more items to offer: There is no longer a need to wait for earlier sales to be paid. Receivable Loan Financing is not just a money management tool for manufacturers: Practically any type company can take advantage of Factoring. Generally, a company that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power expense or today s payroll with a customer s invoice, however you can offer that invoice for the cash to satisfy those obligations. Using trucking factoring companies is a fast and easy process. The factoring company buys the invoice at a price cut, typically a few percentage points less than the face value of the invoice.

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The U.s. Transportation Association
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The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

 

 

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"

�So It is not a loan?� Reginald Hart asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she said.Reginald was the owner of a small trucking company which had fallen on some hard times recently. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Clifton. His company was called Patterson Trucking, named after both of his grandfathers, Francisco and Roy. They had both been hardworking men, and had done a lot to make Reginald the same.Six months ago disaster struck Clifton's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Reginald depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Reginald had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Reginald wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Her name was Sherry and she worked for a factoring company. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.Sherry explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Reginald agreed. It sounded good to him, almost too good.Sherry laughed. �I'm not sure that you believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Sherry smiled, agreeing. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That�s what we�re here for.""In any case, thank you for coming to see me.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� Sherry said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Reginald filled the form out, with Sherry available to help him if he needed it. The completed profile gave Sherry and her company all the information they needed on Clifton's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Reginald filled out his form, Sherry was pretty sure he was a perfect candidate for factoring.Sherry took the completed form and placed it in her briefcase. She then stood, reached across the desk and shook Clifton�s hand. He stood before they shook as well, and then smiled. They said their goodbyes and Reginald walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Sherry though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. He wasn't passionate about the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Patterson Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Clifton's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. He could be thankful later, for now, it was time to work.

 

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Trucking Invoice Factoring Companies

 

"

Since the mid 1980s Kim Truck & Haul have been successfully running their freight business. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Kim Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. Worse still, it was noticed by Kim in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Kim, Jamie Graves, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The numbers of clients who owed him back debt were growing.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Kim hadn't gone elsewhere. They had just gone home.To Jamie Graves the situation looked desperate. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. In the evenings he would discuss his concerns with his wife, Lillie, and still find no relief from the worry and frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""What could you do differently?"" she would say.Jamie would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I know what it is,"" said Jamie. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" Lillie would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Jamie knew very well that Lillie was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Jamie walked into his office with a spring in his step, determined to call each and every client who owed money to Kim Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Jamie knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Jamie was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Sueerley knocked at his door.

 

""Can I have a word with you Jamie?"" she queried, standing in the doorway.

 

""Sure thing Sue, come on in."" Jamie relaxed back into his chair and looked up at Sueerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Jamie."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" she asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Jamie interrupted.""Yes, immediately,"" she continued, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""I see,� Jamie said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Jamie was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Sue,"" he said.""Now, now, I know, I thought the same thing. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Jamie,"" she drew a circle around a paragraph on the document before him.""How flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" Jamie said.Jamie took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Jamie took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Kim Truck & Haul were professional resources of the company, but they were also long-standing friends. Jamie wasn't prepared to lose these relationships just because they were having financial issues at the moment. Jamie knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time, if he handled these debtors incorrectly, could spell disaster for both of them. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Sue, thank you."" Sue stood up and left Jamie's office, with the nice feeling of knowing that she may just have solved a very serious problem.Jamie stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Kim Truck & Haul with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Kim could receive up to fifty-percent cash advances upon load pick-ups. Jamie was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Bill the good news,"" muttered Jamie to himself.Jamie's son-in-law, Bill, loved the idea behind Kim and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. Jamie knew then what struggles Bill would face but he encouraged him nonetheless. With the faltering economy, if a big fish like Kim was hurting, a little guy like Bill was about to catch his death. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Jamie found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Jamie recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Jamie hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

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Why Trucking Companies Use Factoring Companies.

 

As the owner of your own company, you may perhaps be more than conscious already of the challenge in making sure that capital matters do not become a dilemma down the line. After all, the toughest thing that can potentially occur for your firm is to find yourself embroiled in a long and tough predicament that leaves you forever searching for the resources you need on an ongoing basis.

 

For any sort of business in this situation, the dilemma can come for waiting for work to lapse and actually be settled into your bank account. Bill of sales, checks, and the like can take a long time to actually to beprocessed which may leave you with short-term cash flow troubles. Fortunately, there are solutions out there for businesses to investigate-- and one of these is factoring providers.

 

Factoring providers will, in exchange for your statements, offer you with the cash immediately to ensure that you do not need to worry about the waiting time span which could make paying out the bills and acquiring materialsmore difficult. With this type of system, invoice factoring can become incredibly beneficial for a lot of firms who have to get out of a cash lure which they have found themselves in.

 

Given that, depending on the volume of the task, it can take up to 60 days for many businesses to get paid then it is significant to cover your own back and definitely not leave yourself resources short to pay off the expenses. After all, how many businesses possess two months income just lying there to pay for all their bills till they make money?

 

This is especially true of trucking firms. They generally manage great deals of invoices which means a substantial volume of collection period involves business owner themselves. Trying to get paid off in time can eventually become an unbelievable trouble and this is the key reasons why you use trucking factoring organizations who are pleased to help out truckers exclusively.

 

As we all know, trucking is an extremely big business with countless firms out there utilizing hundreds of vehicle drivers. Unfortunately, numerous of these drivers land up in finances difficulties since they are still awaiting work from six weeks ago to actually pay them. When this is the case for a truck organization, resorting to factoring agencies for assistance might be the most recommended choice left.

 

This means that a truck organization can pay off the wages of the personnel, keep all the trucks topped off with gas and continue to scale, develop and expand without consistently waiting for the resources which is taking too long to come in. Trucking Enterprises working without a factoring program used are leaving themselves at substantial danger, as competitors cash out fast and carry on to grow.

 

There's absolutely almost nothing to be distressed about when it comes to using a Factoring establishment-- they are not like a bank or somebody who is going to leave you with a considerable heap of personal debt to repay. You give them legitimate invoices from output you have already wrapped up , you are only just facilitating the repayment system.

 

In the United states of America, where trucking companies grow, factoring establishments are not considered borrowing in any capacity. This confidential deal then makes it possible for both groups to profit and delight in a comfortable future-- it provides the factoring company a secured resource of income to put into the list and it offers the trucking business the needed finances that they worked hard to earn.

 

The trucking company presents their invoices to the factoring agency. The trucking factoring business then acquire the payment amounts from the trucking company's customers. Factoring has beenaround for hundreds of years and has been utilized for decades by a lot of varying markets-- but none much more so than truckers. While you might miss out on a small part of the money, something like 1-3 % depending on who you deal with, it signifies that you are obtaining the funds today and can actually begin putting the cash to operate.

 

Anyway, an IOU or an invoice is definitely not going to cover costs, is it? For trucking establishments when the money can be very good one day and gone the next, it is up to the vehicle drivers to work smartly and to ascertain they are leaving themselves with a considerable quantity of time and money to get through the week up until they are paid for once more.

 

So the next moment your trucking business is enduring some momentary capital concerns and you are shelling out a bit too much time chasing slow paying clienteles, why not start off thinking about using a factoring companies as a way to get your money and give yourself a more pleasant future in the eyes of your trucking crew and your bank difference?

 

 

 

 

 

 

 

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Freight Factoring Definition

 

The Future of a Trucking Company, and Factoring Micheal Robertson let the phone ring on his desk. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Robertson Trucking Company was at a turning point of growth and Micheal had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Micheal's father had started this business working as an owner-operator and eventually growing Robertson Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Micheal�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Micheal�s hands and he wanted to live to see it in better shape for his sons.

 

To move Robertson Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Robertson Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Micheal chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Micheal knew he was right in his forward thinking. What would be the next step for Robertson Trucking? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Micheal to do his homework. Micheal had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

For Micheal it was quite a relief to be dealing with the factoring company. They were more personable than those loan managers at the bank. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Micheal because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Robertson Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Micheal stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Micheal could actually expand Robertson Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

 

 

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Factoring Trucking Receivables

 

Date Published- 2014- 04-04 Freight Factoring Companies For Brokers

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Factoring Companies Reviews at Expressbusinesscapital.Com

 

 

 

 

 

More Freight Factoring Definition -Articles

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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